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Bank Transfer Day was a consumer activism initiative calling for a voluntary switch from commercial banks to not-for-profit credit unions by November 5, 2011. As of October 15, 2011, a Facebook page devoted to the effort had drawn more than 54,900 "likes".〔 〕 Debit card fees of $5 a month from the Bank of America are among steps leading to the Bank Transfer Day protest with a November 5 deadline.〔 〕 Occupy Wall Street participants support the effort〔(Fed-up customers taking action against big banks ), The Salt Lake Tribune〕 even though the events are not related.〔('Bank Transfer Day' Movement Goes Viral ) on WHBQ-TV, FOX News〕 Among the detractors was Occupy Los Angeles, and Kristen Christian, creator of the event, stated that "she was accosted by Occupy Los Angeles organizers and has even received threatening phone calls" because of her pro-credit union rather than anti-bank approach.〔 Christian, an art gallery owner in Los Angeles, California, said she was dissatisfied with Bank of America's "ridiculous fees and poor customer service." She created an event on Facebook called “Bank Transfer Day” and invited her friends to close their accounts at big for-profit banks and move their money to credit unions by November 5, 2011. Christian chose November 5 because of its association with Guy Fawkes, who tried to blow up the British House of Lords and bring Catholic rule back to the United Kingdom, but was captured on that date in 1605.〔("'Bank Transfer Day' Causes CU Buzz." )from (Credit Union Times )〕 ==Overview== Bank Transfer Day encourages bank customers to transfer their cash out of big banks to credit unions. The event is in response to what critics regard as excessive fees that big banks plan to roll out, notably Bank of America's decision to charge its debit card users with a $5 monthly fee and Wells Fargo's $3 charge of the same. The Facebook page for the event states the following: "Together we can ensure that these banking institutions will always remember the 5th of November!! If the 99% removes our funds from the major banking institutions to non-profit credit unions on or by this date, we will send a clear message to the 1% that conscious consumers won't support companies with unethical business practices." Similar sentiments predate the Bank Transfer Day by at least several years. In 2009, finance writer and radio host Dave Ramsey wrote: "I haven’t done business with big banks for years, primarily because of the awful customer service you get at most of them. I like local, community banks, and I believe whole-heartedly in credit unions. As a rule, these institutions practice excellent customer service. Plus, most of them didn’t get mixed up the sub-prime debacle."〔Ramsey, Dave (2009). "(Banks Versus Credit Unions )" TownHall.com, 22 April 2009〕 Similarly, Suze Orman was quoted in 2009 characterizing large banks as often doing "anything to increase earnings and profits" for shareholders, while credit unions, accountable to their members, are more typically "ethical and honest".〔Bissonette, Zak (2009). (Suze Orman says: Switch to a Credit Union ), Daily Finance.com, retrieved 25 September 2014〕 In August 2011, Clark Howard advised his readers to be wary of "giant, monster megabanks" and to seek better interest rates and customer service at smaller banks or credit unions.〔http://articles.chicagotribune.com/2011-08-05/site/sc-cons-0804-karpspend-20110805_1_money-advice-clark-howard-smart-spending〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Bank Transfer Day」の詳細全文を読む スポンサード リンク
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